The Best Itaú Credit Cards for High Limits and Benefits
Choosing the right credit card can be challenging. Itaú Unibanco, a Brazilian banking giant, offers options for all profiles. With over 99.9 million customers, Itaú stands out in the market.
The bank offers cards ranging from basic to premium. Its premium cards have high limits and exclusive benefits. They meet the demands of the most demanding customers.
Itaú Credit Cards are famous for their high limits. The Itaú Mastercard Personnalité Black is an example of this. It requires a minimum income of R$$15,000 and offers access to VIP lounges.
Additionally, this card has a flexible credit limit. Its points do not expire, which is great for customers.
Itaú goes beyond the Itaucard brand. It has co-branded cards with airlines and supermarket chains. This expands the benefits options for customers.
Introduction to the Itaú Card Portfolio
Itaú, the largest private bank in Brazil, offers several Itaucard cards. With more than 5,000 branches, it serves different customer profiles. Its options range from basic cards to the most exclusive ones.
Co-branded cards are a highlight of the portfolio. The Azul Itaucard Visa Infinite offers 3.5 points per dollar on international purchases. On local spending, it offers 3 points per dollar.
The annual fee for this card is R$1,200. It can be waived with monthly spending of R$1,200,000.
The Itaú The One Mastercard Black Private is a premium card. It offers up to 4 points per dollar spent. It gives unlimited access to LoungeKey VIP lounges.
Your annual fee is R$4,000. You can be exempted if you spend R$60,000 per month.
Mileage Programs are important differentiators. The Credicard Mastercard Black gives 2 points per dollar on domestic purchases. On international purchases, it offers 3 points and 5 on streaming.
The annual fee is R$$780. It can be waived with monthly expenses of R$$6 thousand.
- Revolving Interest: up to 15,00% am
- Annual fee: FREE on some cards
- Cashback: Up to 3% back on invoice
- Minimum income required: From R$ 800.00
Itaú has options such as the Itaú Click Platinum Card and the Itaú iti. The limits can reach R$$20,000.00. The analysis takes 30 to 45 business days.
In some cases, approval may be immediate.
The Best Itaú Credit Cards for High Limits and Benefits
Itaú offers premium cards with exclusive benefits and high limits. The Azul Itaú Visa Infinite gives up to 3.5 points per dollar spent. It also offers access to VIP lounges.
The Itaú The One Mastercard Black is even better. It earns up to 4 points per dollar. The Itaú Private Visa Infinite waives the annual fee and gives 3 points per international dollar.
The minimum income for these cards varies between R$ 15,000 and R$ 30,000. This depends on the product chosen.
- Unlimited access to LoungeKey VIP lounges
- Cashback from 1.2% to 2.6% on credit purchases
- Annual fee waiver for invoices over R$ 7,000
- Accumulation of points in the Esfera and Membership Rewards programs
Select customers receive a 50% discount on the annual fee for selected cards. To waive fees, you must invest R$ 150,000. Another option is to pay R$ 99.95 per month.
Itaú Cards with Differentiated Mileage Programs
Itaú offers cards with mileage programs that stand out in the market. The Itaú Latam Pass Visa Infinite and Mastercard Black are premium options. They provide up to 3.5 points per dollar spent.
These cards require a minimum income of R$10,000. The annual fee is free for invoices above R$20,000.
The Azul Itaucard Platinum is an interesting mid-range option. With a minimum income of R$1,400,000, it generates up to 2.6 points per dollar on purchases. It is especially advantageous for spending on Azul airlines.
The Azul Itaucard Platinum annual fee is free for invoices above R$1,000.00.
The Credicard Points Program still benefits current users. The Credicard Mastercard Black allows you to accumulate up to 5 points per dollar on streaming. This is great for those who love digital entertainment.
- Itaú Latam Pass Visa Infinite/Mastercard Black: Up to 3.5 points per dollar
- Azul Itaucard Platinum: Up to 2.6 points per dollar
- Credicard Mastercard Black: Up to 5 points per dollar on streaming
These Itaú cards are ideal for frequent travelers. They also benefit those who want to earn more points on everyday purchases. Choosing the best card depends on your spending profile and preferences.
Manage Itaú cards here:
Exclusive Benefits of Itaú Premium Cards
Itaú premium cards offer incredible benefits for frequent travelers. Access to VIP lounges at airports is a highly sought-after benefit. These lounges offer comfort and peace of mind before flights.
Many premium cards provide unlimited access to partner airline lounges. They also offer access to the LoungeKey or Dragon Pass programs.
Cabin upgrades are another valuable luxury on long trips. The Azul Itaú Visa Infinite and Latam Pass Itaú Visa Infinite offer up to 6 upgrade coupons per year. This ensures more comfort and a better travel experience.
Priority check-in helps you save time and avoid queues. Together with priority boarding, it makes your journey through the airport faster and smoother.
The minimum income for some of these cards, such as the Itaú Personnalité Mastercard Black, can reach R$15,000.00. This shows the level of exclusivity of the benefits offered.
